Unsecured Personal Loans: The Market Opportunity

Published on: 6/25/2019. Revised on: 7/10/2019.

In this issue of Marketplace Insights, we focus on the factors that we believe make the consumer credit markets, in particular the marketplace loans segment, an attractive asset class. We also discuss why we believe LendingClub is comparatively well-positioned within the industry.

Highlights:

  • The unsecured personal loan industry is dynamic, rapidly growing, and characterized by persistent untapped demand for consumer credit.
  • Marketplace loan platforms are expanding the supply of consumer credit and providing new opportunities for investors to earn competitive returns.
  • As the market leader we have the breadth, scope, and expertise to drive the industry’s growth.

Read the full LendingClub Marketplace Insights Spring 2019 piece.

Ready to add consumer credit exposure to your investment portfolio?

If you’re an institutional investor, check out your investment options here.

If you’re an individual investor, or prefer to purchase fractions of loans versus whole loans, you can start investing right here online.

Questions? Contact us at investing@lendingclub.com.

To Read Next

4 min read

Q2 2019 LendingClub Platform Update

To ensure balance in our marketplace, we make periodic adjustments based on investor feedback, marketplace demand, loan performance, and…

READ MORE
3 min read

What We Mean When We Talk About Responsible Lending

By Louis Caditz-Peck, Director of Public Policy at LendingClub Responsible lending is not optional. Why would the largest U.S.…

READ MORE
4 min read

6 Ways to Strive for Early Retirement with the FIRE Movement

Right now, the financial independence, retire early (FIRE) movement has a number of Americans completely rethinking early retirement. FIRE,…

READ MORE