Unsecured Personal Loans: The Market Opportunity

July 10, 2019

In this issue of Marketplace Insights, we focus on the factors that we believe make the consumer credit markets, in particular the marketplace loans segment, an attractive asset class. We also discuss why we believe LendingClub is comparatively well-positioned within the industry.


  • The unsecured personal loan industry is dynamic, rapidly growing, and characterized by persistent untapped demand for consumer credit.
  • Marketplace loan platforms are expanding the supply of consumer credit and providing new opportunities for investors to earn competitive returns.
  • As the market leader we have the breadth, scope, and expertise to drive the industry’s growth.

Read the full LendingClub Marketplace Insights Spring 2019 piece.

Ready to add consumer credit exposure to your investment portfolio?

If you’re an institutional investor, check out your investment options here.

If you’re an individual investor, or prefer to purchase fractions of loans versus whole loans, you can start investing right here online.

Questions? Contact us at investing@lendingclub.com.

To Read Next

4 min read

Q3 2019 LendingClub Platform Update

To ensure balance in our marketplace, we make periodic adjustments based on investor feedback, marketplace demand, loan performance, and…

3 min read

3 Ways Marketplace Loans Are Different from Alternative Lending Products

By Armen Meyer, Vice President for Regulatory Strategy and Public Policy at LendingClub Consumer spending comprises two-thirds of the…

6 min read

8 Common Teen Money Mistakes

Ever notice lessons about personal finance are often missing from your teen’s class schedule? Of the 3.7 million high…