It is more important than ever for consumers to be savvy and protect themselves. Lending Club offers the following tips to help avoid scams.
At Lending Club, we pride ourselves on providing a safe, transparent online lending experience. Lending Club will never ask you in advance to remit payment for any type of insurance, application fee or fee to obtain a loan. You can apply for a loan for free at https://www.lendingclub.com/public/personal-loans.action.
Unfortunately, there are scam artists seeking to take advantage of people who are looking for a loan. As a prospective borrower, it’s important for you to know how to identify signs that you may not be working with a legitimate lender:
Other “red flags” that may signal a scam include:
Remember, if it seems too good to be true – it probably is. Visit our Privacy & Safety page to learn more.
If you do encounter fraud involving an offer of a Lending Club loan, please let us know at email@example.com.
The Federal Trade Commission offers helpful tips to help you protect yourself from the Advanced-Fee Loan Swindle.
Fraud can also be reported to your local law enforcement authority, to the Federal Trade Commission, and to the Internet Crime Complaint Center.
FTC toll free hotline: 877-FTC-HELP (877-382-4357) or www.ftc.gov
Internet Crime Complaint Center www.ic3.gov
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