At Lending Club, we believe in providing our investors with as much information as possible so they can make informed investing decisions.
We recently added two new sections in the Performance section of the Lending Club Statistics pages. These sections provide detailed information about how actual Lending Club accounts perform.
The first section includes an interactive chart that illustrates how Lending Club accounts with 100+ Notes might perform over the life of the investment. Using the controls on the charts, investors can explore how different factors, such as the number of Notes in the portfolio or the Weighted Average Interest Rate of the investment, may influence returns and how performance may change over time.
The second section illustrates how diversification—spreading an investment evenly across hundreds of Notes—can help drive more stable returns and reduce risk in returns. As an example, we show how historically, owning 100+ Notes reduces the risk of negative returns.
We hope existing and potential investors alike will use these charts to understand how different factors, including diversification, can impact the returns on their investments.
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