Skip to main content
Back to All Blog Posts

Lending Club’s New Year Gift: IRA Bonus Offer of up to 3%

lending club IRA bonus offer

As we embark on the new year, investors may be thinking about portfolio performance review. For investors that are saving for retirement or are thinking about starting, Lending Club has an exciting offer!

We’re excited to announce our IRA bonus offer of up to 3% of new amounts deposited in (and invested through) a Lending Club IRA.1 For a limited time, receive up to a $3,000 bonus when you open, and invest through, a Lending Club IRA. A Lending Club IRA may provide solid returns and monthly cash flow towards your retirement goals.

Investors can start by opening a Lending Club IRA and depositing funds. Funds can be deposited through annual IRA contributions, or by transferring from another IRA or rolling over funds from a 401(k) account.

This is our best IRA bonus yet! The more you deposit and invest through a Lending Club IRA account, the higher your bonus could be. In order to be eligible, open a Lending Club IRA account or add funds to your existing Lending Club IRA. Additional terms and conditions apply, please see below.1

IRA Bonus tiers:

New IRA Funds Invested Bonus
$5,000-$9,999 $150
$10,000-$24,999 $300
$25,000-$49,999 $750
$50,000-$99,999 $1,500
$100,000 or more $3,000

As always, our team is here to answer any questions you may have so please reach out to us by email at or by phone M-F 7am-5pm PST at 888-381-9309.

1To be eligible for this bonus offer, please contact us for details. This offer is valid for either (a) new Lending Club IRA accounts that are opened and into which New Funds are deposited by April 30, 2017 and such New Funds are invested by June 30, 2017 or (b) existing Lending Club IRA accounts that deposit New Funds by April 30, 2017 and such New Funds are invested by June 30, 2017. For purposes of this offer, “New Funds” means the amount of increase in the Available Cash of an eligible IRA account (as displayed on the Summary account page) resulting from the transfer (in one or more transfers) of funds from an external bank account (i.e. excluding principal and interest received on Notes then held in such account, if applicable) (i) for existing Lending Club IRA accounts, from 11:59 PM on the date prior to Lending Club sending this email through the deposit deadline day listed above and (ii) for new Lending Club IRA accounts from the date of account registration through the deposit deadline day listed above. For purposes of this offer, “invest”, “investment”, or “investing” means funds have been used to purchase Notes through the Lending Club platform. Purchases of Notes on the Folio Investing Note Trading Platform** or any other secondary market do not qualify as investing. The amount of any bonus will be determined based on both the amount of New Funds transferred from external accounts before the deposit deadline day listed above and the amount of those New Funds invested by June 30, 2017. The account credit, if awarded, will be processed by August 31, 2017. Bonuses available: Transfer and invest $5,000 to $9,999 and get a $150 bonus to invest; transfer and invest $10,000 to $24,999 and get a $300 bonus to invest; transfer and invest $25,000 to $49,999 and get a $750 bonus to invest; transfer and invest $50,000 to $99,999 and get a $1,500 bonus to invest; transfer and invest $100,000 or more and get a $3,000 bonus to invest. Existing account balances will not be considered in determining eligibility for the amount of any bonus described in this offer. All bonuses are given as an account credit. All bonuses are for investment purposes only and will not be available for withdrawal or transfer from your Lending Club IRA account. Bonuses and account credits may be subject to U.S. withholding taxes and any taxes related to the bonus or credit are your responsibility. Maximum bonus is $3,000. Offer not valid for taxable accounts. One bonus per account. Bonus program may be changed or discontinued at any time without notice. Consult your tax professional regarding limits on contributions, depositing and rolling over qualified assets, and to determine whether an IRA may be the right choice for you. Lending Club does not provide investment advice, and the information presented here is not intended to be investment, tax, or legal advice. ** Folio Investments, Inc. (“Folio Investing”) is a registered broker-dealer and member of FINRA and SIPC and operates the Note Trading Platform. Folio Investing is based in McLean, VA and is not affiliated with Lending Club. Folio Investing has no role in the original issuance of the Notes and is not responsible for and does not approve, endorse, review, recommend or guarantee the Notes or the accuracy, reliability, or completeness of any data or information about the Notes. More information about Folio Investing is available at

Personal Loan Rates

This is FREE and won't impact your credit score.

I want
Enter up to $40,000
My credit is:

To Read Next

1 min read

Insights on Interest Rates

LendingClub Marketplace Insights, Summer 2017 This month, we are launching a new series for investors—LendingClub’s Marketplace Insights—to share periodic…

Read More
2 min read

New Minimum Initial Deposit for Retail Investor Accounts

To help investors towards a positive experience on the platform, we have implemented a minimum initial deposit of $1,000…

Read More
6 min read

Quarterly Investor Update from Our CIO

A core strength of LendingClub’s marketplace model is the ability to incorporate data insights to quickly and responsibly adapt…

Read More