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LendingClub Blog

5 min read
Q4 2018 Credit Commentary

Q4 2018 LendingClub Platform Update

To maintain equilibrium in the LendingClub marketplace, periodic adjustments are made, taking into account investor feedback, marketplace demand, loan…

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1 min read

2019 Trends in African-Americans and Small Business

LendingClub teamed up with Guidant Financial to survey more than 2,700 current and aspiring business owners for our second…

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5 min read
Schedule a Money Date

What is a Money Date? Practicing Financial Love

Is your partner practicing financial infidelity? Certainly not a sexy topic for lovebirds on a romantic night out. But…

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3 min read
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How to Take Out a Loan: Your Top 3 Questions Answered

Need to fill gaps in your budget this month or pay for a large purchase? Understanding how to take…

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3 min read
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How Does Compound Interest Work to Grow Your Money?

Banking accounts, credit cards, student loans, mortgages, personal loans—each uses compound interest. To manage your finances successfully, it helps…

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3 min read
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Soft Credit Check vs. Hard Credit Check: What’s the Difference?

Despite what you may think, not all credit inquiries have a negative impact on your credit score. Do you…

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3 min read
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Do Your Future Self a Favor—Invest for Retirement

Will you outlive your retirement savings? According to the Social Security Administration, about one out of every four 65-year-olds…

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2 min read

Doing What’s Right: Gender Diversity at LendingClub

We at LendingClub are a team of smart, dedicated people from a diverse set of backgrounds and experiences, including…

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4 min read
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How to Stick to a Budget: 6 Fixes for Common Problems

Determined to stick to your money goals? Having a budget is your first line of defense. A good budgeting…

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2 min read
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Budgeting 101: Tips for Financial Success

It doesn’t matter if you earn a little or a lot. Understanding and putting basic budgeting techniques into practice…

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