Lending Club Blog

Even After Stock Markets’ Big Run Up, Peer Investing Still a BetterOption

The S&P 500 has gained 36.96% over the last 12 months, bringing some much-needed comfort to investors. The loyalty of the buy-and-hold investor, however, has not been rewarded. As of April 30, 2010, the S&P 500 returned only 2.63% over the past 5 years, and showed a pitiful -0.19% over the last 10 years (including the recent big run-up).

On May 3, 2010 Barron’s stated:

“Certain top investment strategists are telling clients that this year, ‘Sell in May and go away’ is an even better idea than usual.”

Now may be the time to consider going away from the equity markets and diversifying your portfolio into alternative asset classes. Lending Club’s net annualized return of over 9.5%* has shown to be an alternative investment option with less volatility and more consistent returns.  To date, Lending Club Notes have a beta of nearly zero (-0.00104) when measured against the S&P 500.

Get started right away. Open an Account >

Notes offered by prospectus filed with the SEC.

* Based on Average Net Annualized Returns from June 2007 (first loan origination) to April 2010.

Monday, May 10th, 2010 at 5:08 pm

Comments (3)

  1. […] recent post on Lending Club blog claims that the net
    annualized average return is 9.5% with a beta of nearly […]

    May 11th, 2010 at 12:29 pm

  2. Colton Shaffer:

    It’s about time someone exposed the big banks and Wall Street for
    the manipulating fraudsters that they are. In an insider’s club
    report a veteran trader exposed the banks and showed how the big
    banks made a huge power grab that allowed them to grow unchecked.
    May be useful to know why we never have the freedom to do what we
    want to do.It is sure the big banks dont want us to see how they
    trade.

    May 14th, 2010 at 4:53 pm

  3. Monitors:

    It’s always a good idea to diversify your portfolio, not least in
    these unpredictable economic times.

    May 15th, 2010 at 12:43 am

  • Archives z

Recent Posts

We went public today!

Ringing the bell this morning at the New York… Read More »
December 11, 2014

New and Improved Statistics Page

We recently redesigned our Loan Statistics page to make… Read More »
November 13, 2014

Lending Club Honored with Economist Innovation Award

This month I was honored… Read More »
October 15, 2014

Finding the right company culture for you

How important is company culture to you? At Lending… Read More »
September 30, 2014

Welcome Vermont Investors!

Today, we’re thrilled to welcome residents of the state… Read More »
September 4, 2014

We filed to go public today

We filed a registration statement with the SEC today… Read More »
August 27, 2014

Our Billion Dollar Quarter

We’re excited to announce  that we’ve facilitated over $5… Read More »
July 8, 2014

Is Lending Club Available in My State?

Is Lending Club available in my state? That is… Read More »
July 7, 2014

5 Things Everyone Should Do Before a First Interview

After spending hours drafting your… Read More »
June 24, 2014

Lending Club Joins Senator Cory Booker to Discuss Improving Access to Capital for Small Businesses

Read More »
June 20, 2014