Posted by Lending Club :: January 27, 2011 @ 6:00 pm

The following is a guest post by Kyle Psaty of Perkstreet Financial, the progressive online financial services company that offers the most valuable online checking account and debit card rewards combination in the U.S.

The buzz has been exciting.  The videos have been empowering.  The last entries are rolling in and the votes will be tallied this very weekend.

The Shred Your Credit Card video contest is helping people get motivated to dump their debt in the new year, and the grand finale is almost here!  The sponsors, including Perkstreet Financial, Lending Club, and a dozen or so of the best independent personal finance blogs online, are declaring January 31st the first-ever Shred Your Credit Card Day.

So here is your last chance to submit a video to ShredYourCreditCard.com to get yourself in the running for the $1,000 grand prize! We’re also giving away hundreds more dollars to the most creative submissions.

Not competing in the contest?  Motivate friends to get out of credit card debt by sharing the site with them.

Tell them about ShredYourCreditCard.com on Monday, January 31st by tweeting, Facebooking or emailing a link to the contest.  Remind them that it’s never to late to fight back against debt!

You can also show your support for the Shred Your Credit Card community by liking it on Facebook, following it on Twitter, and voting or commenting on the site.  By visiting and sharing ShredYourCreditCard.com between now and February and you’ll be helping us spread the message that debt can be conquered and no one should be alone in the battle.

Give everyone out there who made a New Year’s resolution to dump debt and cut their credit cards motivation to try again this February by spreading the word about ShredYourCreditCard.com.

Call it a second-chance New Year.  Call it social motivation.  Call it video vindication.  Just don’t call it too late to try!

Note to contestants: All videos and votes must be submitted through ShredYourCreditCard.com by 12:00 midnight (ET) on Friday, January 28th. (That’s tomorrow) We’ll declare the $1,000 Grand Prize and two $300 Second Place winners in the contest on January 31st (Shred Your Credit Card Day), as well as a bunch of $25 runners-up.