Lending Club Blog

Posted by :: May 10, 2010 @ 5:08 pm

The S&P 500 has gained 36.96% over the last 12 months, bringing some much-needed comfort to investors. The loyalty of the buy-and-hold investor, however, has not been rewarded. As of April 30, 2010, the S&P 500 returned only 2.63% over the past 5 years, and showed a pitiful -0.19% over the last 10 years (including the recent big run-up).

On May 3, 2010 Barron's stated:

"Certain top investment strategists are telling clients that this year, 'Sell in May and go away' is an even better idea than usual."

Now may be the time to consider going away from the equity markets and diversifying your portfolio into alternative asset classes. Lending Club's net annualized return of over 9.5%* has shown to be an alternative investment option with less volatility and more consistent returns.  To date, Lending Club Notes have a beta of nearly zero (-0.00104) when measured against the S&P 500.

Get started right away. Open an Account >

Notes offered by prospectus filed with the SEC.

* Based on Average Net Annualized Returns from June 2007 (first loan origination) to April 2010.

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3 Comments

  1. Earn 9.5% Risk-Free ... | Cloudfunder:

    [...] recent post on Lending Club blog claims that the net
    annualized average return is 9.5% with a beta of nearly [...]

  2. Colton Shaffer:

    It's about time someone exposed the big banks and Wall Street for
    the manipulating fraudsters that they are. In an insider's club
    report a veteran trader exposed the banks and showed how the big
    banks made a huge power grab that allowed them to grow unchecked.
    May be useful to know why we never have the freedom to do what we
    want to do.It is sure the big banks dont want us to see how they
    trade.

  3. Monitors:

    It's always a good idea to diversify your portfolio, not least in
    these unpredictable economic times.

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