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Lending Club Blog

Posted by Patrick Gannon :: December 7, 2009 @ 6:45 pm

Scott Langmack, noted author, analyst, and peer lending investor, will explain his view of the "Borrower Repayment Cycle". Scott will discuss why in his experience a majority of defaults come in the first 18 months of a loan's life.

Mr. Langmack believes this phenomenon can cause many investors to feel as if they are in worse shape than they are. "Most investors see a steady decline in Net Annualized Return from months 6 to 18, which is disappointing if you don't understand that returns comes back up after that," says Langmack.

In addition, Scott will explain how investors can smooth their returns and increase their stated Net Annualized Return by building a diversified portfolio over a period of months.

The Borrower Repayment Curve:
Why 6% Net Annualized Return today can be on track for 9.5% overall return

Register Now >>>
Limited space, so save your spot today.
Thursday, December 10th
4:00pm PT (7:00pm ET)

See you there,
Patrick Gannon
SVP of Investor Services

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