http://blog.lendingclub.com/2008/06/24/the-top-7-most-aggravating-bank-fees-and-how-to-crush-them/ The Official Lending Club blog Sun, 29 Jan 2012 13:31:47 +0000 hourly 1 http://blog.lendingclub.com/2008/06/24/the-top-7-most-aggravating-bank-fees-and-how-to-crush-them/#comment-942 MoneyMingle Fri, 27 Jun 2008 18:16:00 +0000 http://blog.lendingclub.com/?p=780#comment-942 awesome tips and I love that you ask for reader participation! awesome tips and I love that you ask for reader participation!

]]> http://blog.lendingclub.com/2008/06/24/the-top-7-most-aggravating-bank-fees-and-how-to-crush-them/#comment-941 CarlB Fri, 27 Jun 2008 00:58:47 +0000 http://blog.lendingclub.com/?p=780#comment-941 Simple strategies: <em>direct deposit</em> Many banks will provide better terms like lower or zero balance requirements if you have a paycheck which is directly deposited. <em>bill pay</em> This is a big winner. Save on stamps. Save the forests. Set an autopayment of $20 or so to your credit card accounts and never face a late fee again. <em>Credit Unions</em> Compared to banks, credit unions are often friendlier, with all the amenities which banks have to offer. ATM access is problematic, but a little planning goes a long way and the Coop network now extends to 25000 ATMs in 7-11s, largely eliminating the ATM access problem. Simple strategies: direct deposit Many banks will provide
better terms like lower or zero balance requirements if you have a
paycheck which is directly deposited. bill pay This is a
big winner. Save on stamps. Save the forests. Set an autopayment of
$20 or so to your credit card accounts and never face a late fee
again. Credit Unions Compared to banks, credit unions are
often friendlier, with all the amenities which banks have to offer.
ATM access is problematic, but a little planning goes a long way
and the Coop network now extends to 25000 ATMs in 7-11s, largely
eliminating the ATM access problem.

]]> http://blog.lendingclub.com/2008/06/24/the-top-7-most-aggravating-bank-fees-and-how-to-crush-them/#comment-940 Step3 Thu, 26 Jun 2008 05:47:08 +0000 http://blog.lendingclub.com/?p=780#comment-940 For the overdraft fees, I have $1000 in a linked savings account, and my bank doesn’t charge for overdraft protection. This came in handy a few months ago when an ACH payment I made went through twice accidentally, and totally depleted my checking account. For the overdraft fees, I have $1000 in a linked savings account,
and my bank doesn’t charge for overdraft protection. This came in
handy a few months ago when an ACH payment I made went through
twice accidentally, and totally depleted my checking account.

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