http://blog.lendingclub.com/2008/03/05/work-on-one-change-at-a-time/ The Official Lending Club blog Sun, 29 Jan 2012 13:31:47 +0000 hourly 1 http://blog.lendingclub.com/2008/03/05/work-on-one-change-at-a-time/#comment-632 David Thu, 13 Mar 2008 21:26:22 +0000 http://blog.lendingclub.com/2008/03/05/work-on-one-change-at-a-time/#comment-632 I can appreciate this; I'm doing the same thing. I'm trying to reduce expenses for an expected future mortgage payment, because I simply spend too much to afford it currently. I noticed that I naturally spend cash at $50/week. Combined with other cuts, I need to reduce it to $30/week, but that'll only happen if I make my lunch on workdays. That's the one change I'm focusing on first, and the most difficult. I can do it, but I have to wake up at *least* 50 minutes before work to make my lunch, so that's what I'm focusing on: if I'm up by 8:10, I'll save $20/week = $80/month. I can appreciate this; I'm doing the same thing. I'm trying to
reduce expenses for an expected future mortgage payment, because I
simply spend too much to afford it currently. I noticed that I
naturally spend cash at $50/week. Combined with other cuts, I need
to reduce it to $30/week, but that'll only happen if I make my
lunch on workdays. That's the one change I'm focusing on first, and
the most difficult. I can do it, but I have to wake up at *least*
50 minutes before work to make my lunch, so that's what I'm
focusing on: if I'm up by 8:10, I'll save $20/week = $80/month.

]]>