http://blog.lendingclub.com/2008/01/05/putting-your-credit-card-on-ice/ The Official Lending Club blog Sun, 29 Jan 2012 13:31:47 +0000 hourly 1 http://blog.lendingclub.com/2008/01/05/putting-your-credit-card-on-ice/#comment-507 Karen Wed, 10 Dec 2008 02:35:18 +0000 http://blog.lendingclub.com/2008/01/05/putting-your-credit-card-on-ice/#comment-507 I found that instead of putting my credit cards on ice, I made a pact with my husband that we wouldn't use them anymore and it worked pretty well. I also did some things to make it less of a pain to pay them off, like lowering the interest rates so that we weren't paying as much every month. I used <a href= "http://www.brighthub.com/money/personal-finance/articles/17952.aspx/dontfollow"> this article</a> to help me lower the interest rate on half my cards (some companies will lower the APR, some won't). I found that instead of putting my credit cards on ice, I made a
pact with my husband that we wouldn't use them anymore and it
worked pretty well. I also did some things to make it less of a
pain to pay them off, like lowering the interest rates so that we
weren't paying as much every month. I used "http://www.brighthub.com/money/personal-finance/articles/17952.aspx" rel="nofollow">
this article to help me lower the interest rate on half my
cards (some companies will lower the APR, some won't).

]]> http://blog.lendingclub.com/2008/01/05/putting-your-credit-card-on-ice/#comment-506 Controlling spending | RogersMJ.com Thu, 27 Nov 2008 15:56:27 +0000 http://blog.lendingclub.com/2008/01/05/putting-your-credit-card-on-ice/#comment-506 [...] with your spouse for any non-essential item over a certain dollar amount, or (in extreme cases) freezing the credit card in a glass of water so you have to wait for it to thaw — and therefore, give yourself time to think between the [...] [...] with your spouse for any non-essential item over a certain
dollar amount, or (in extreme cases) freezing the credit card in a
glass of water so you have to wait for it to thaw — and therefore,
give yourself time to think between the [...]

]]> http://blog.lendingclub.com/2008/01/05/putting-your-credit-card-on-ice/#comment-505 Gary Wed, 16 Jan 2008 11:01:51 +0000 http://blog.lendingclub.com/2008/01/05/putting-your-credit-card-on-ice/#comment-505 Great article, i'd agree a barrier is a useful way to stop the temptation, but learning to manage your finances properly would be much better. Great article, i'd agree a barrier is a useful way to stop the
temptation, but learning to manage your finances properly would be
much better.

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