Posted by Mike Smith :: September 21, 2007 @ 6:33 am

With Lending Club’s recent expansion beyond Facebook, a new set of users has emerged. To coincide with that event, I’d like to discuss my personal finance philosophy and recurring themes from my previous posts to introduce myself to new users and give them an idea of what to expect from me.

Welcome
First and foremost, I would like to welcome our newest members. Facebook will continue to be an important aspect of the Lending Club community, but I am excited to see users joining Lending Club from outside of Facebook as well. Lending Club’s great rates for borrowers and lenders can now be enjoyed by an even wider user base, which is a positive change for everyone involved.

My Recurring Themes
As a regular contributor to the Lending Club blog, I discuss a wide array of topics. My posts can generally be categorized as current events, consumer protection, and basic finance. At the core of all of these categories is my desire to educate the reader. I do not attempt to make decisions for you. Rather, I try to give you an unbiased view of the topic so that you are better informed to make decisions for yourself. I advocate taking active control of your own finances, fiscal conservatism, and a common sense approach to money.

Going Forward
With the broader audience that will be using Lending Club due to the recent expansion, I will be modifying my approach slightly. While many of my posts will fall in line with my previous methodology, I will also be adding more Lending Club specific content as well. I believe strongly that Lending Club provides a superior alternative to traditional financial institutions for many people.

The Lending Club expansion is an exciting event in the world of P2P lending. Bringing affordable funding alternatives to the masses is a worthy goal. I am pleased to be a part of this movement and hope to add value to your Lending Club experience with my contributions to our blog.